Checklist

Before you hire a contractor

Twelve checks that take an afternoon and head off most of the disputes we see. Tick them in order; stop at the first one that fails.

Download the PDF One page, prints on Letter. No signup.

The license

Got the license number in writing On the bid or contract, not just said out loud.
Found it on the official state or county site Search by number, not name.
Status is active and it expires after the job ends Expired, inactive, suspended or revoked means stop.
Name on the license matches the name on the contract Not a relative, a partner or a former employer.
License type covers this job A roofer's license doesn't cover electrical. A handyman limit doesn't cover a remodel.

Certificate of insurance made out to you Then call the insurer to confirm it's current.
Workers' comp covers their crew Or you may be the one paying for an injury on your property.
Permit will be pulled by the contractor, in their name A contractor who asks you to pull it is hiding something.

Scope says what is and isn't included Permits, debris, painting, patching, cleanup.
Payments tied to finished work, not dates A 10% deposit is normal. Half up front is not.
Start and finish window in writing Without one you have no leverage when weeks slip.
Subcontractors named, with their licenses Their licenses matter as much as the general's.

Step-by-step guides for every state show where to search and what the record has to say. Or look a contractor up here if the work is in California or Florida.